Terms and Conditions
Last Revised: December 2023
Welcome to Xoom Quotes ("Xoom Quotes," "we," "our," or "us"), a website owned and operated by UNIK Media Group. By using our website (www.xoomquotes.com) and related insurance quoting services ("Website"), you agree to these Terms of Use ("Agreement"). If you do not agree, please discontinue use. For questions, reach out at [support@unikmediagroup.com].
1. Acceptance of Terms
By accessing, browsing, or using our Website in any way, you agree to comply with and be bound by this Agreement. This includes all the terms and conditions detailed herein. Please ensure you read this Agreement carefully and fully understand each clause before using our services. If you disagree with any part of this Agreement, we advise you to cease use of our Website immediately.
2. Privacy
Our Privacy Policy, which is incorporated by reference into this Agreement, outlines how we collect, use, and share your information when you visit or interact with our Website. This policy covers the types of data we collect, the purposes for which we collect it, and your rights regarding your personal information. By using our Website, you acknowledge that you have reviewed and consented to our privacy practices. Keep in mind that although we strive to protect your data, no online transmission is entirely secure, and we cannot guarantee absolute privacy.
3. Your Responsibility
By using our Website, you represent and warrant that:
⦿ You possess the legal authority, capacity, and age to enter into this Agreement.
⦿ You agree to provide information that is accurate, current, and complete, and you will promptly update any information that becomes outdated or incorrect.
⦿ You are at least 13 years of age. If you are between 13 and 18, you should review this Agreement with a parent or guardian to ensure you both understand and accept its terms on your behalf.
4. User Acknowledgments
Xoom Quotes offers general access to the Website at no charge to users. However, insurance agents and other service providers may compensate us for access to potential clients through our platform. While we facilitate connections, we are not responsible for any fees, terms, or transactions that you may enter into with third-party service providers. You acknowledge that such financial arrangements are solely between you and the respective service providers.
5. Intellectual Property
All content, graphics, and intellectual property on our Website, including text, logos, images, and software, is owned or licensed by Xoom Quotes and is protected by copyright, trademark, and other intellectual property laws. You are permitted to use the content solely for personal, non-commercial purposes, provided that you do not alter the material or remove any legal notices. Redistribution, reproduction, or transmission of any content without our express written consent is strictly prohibited.
6. Permitted and Prohibited Uses
You are granted a limited, non-exclusive license to access and use the Website, subject to the following restrictions. You may not:
⦿ Rent, lease, resell, distribute, or sublicense any portion of the Website.
⦿ Copy, decompile, reverse-engineer, disassemble, or attempt to derive the source code of the Website.
⦿ Modify or create derivative works based on the Website.
⦿ Misuse the Website by attempting to interfere with its operation, compromise its security, or disrupt the underlying infrastructure.
7. Availability
Our Website is operated and maintained within the United States, and access to the Website may be restricted in certain regions due to legal or regulatory limitations. Xoom Quotes makes no guarantees about the availability, accessibility, or legal compliance of the Website in all geographical locations. You are responsible for ensuring that your use of the Website complies with all applicable laws in your jurisdiction. Accessing the Website where it is prohibited constitutes unauthorized use.
8. Third-Party Services
Our Website is designed to help connect users with third-party insurance providers, who may offer various products or services. However, Xoom Quotes does not endorse, verify, or guarantee the accuracy, completeness, or suitability of any offerings from these third parties. We are not liable for any losses, damages, or dissatisfaction resulting from your interactions with third-party providers. It is your responsibility to evaluate and choose services that best fit your needs.
9. Communications Consent
By submitting your email, phone number, or other contact details on our Website, you consent to receive communications from Xoom Quotes and our partnered insurance providers. Communications may include responses to quote requests, service updates, offers, and other information relevant to your insurance needs. Please note that your consent is not required to make a purchase, and you can choose to opt-out of communications at any time. Instructions for unsubscribing from emails or stopping text messages are provided in each communication.
10. Disclaimer of Warranty
Xoom Quotes provides the Website on an “as is” and “as available” basis. We disclaim all express or implied warranties, including, but not limited to, warranties of merchantability, fitness for a particular purpose, and non-infringement. This means that we make no guarantees regarding the accuracy, completeness, or reliability of the Website’s content. By using our Website, you acknowledge that you do so at your own risk and accept that the information provided may not meet your specific needs or expectations.
11. Limitation of Liability
In no event shall Xoom Quotes be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising from or in connection with your use of the Website. This includes, but is not limited to, loss of data, revenue, or profits. In jurisdictions where limitation of liability is restricted, our liability will be limited to the maximum extent permissible under the law. Note that some regions may have specific laws that override these limitations.
12. Modifications
Xoom Quotes reserves the right to modify this Agreement at any time. Changes to the Agreement will be posted on the Website, and it is your responsibility to review the latest terms before continuing use. Your continued use of the Website after any modifications have been posted constitutes your acceptance of the revised Agreement. If you do not agree to the modified terms, please discontinue using the Website.
13. Governing Law
This Agreement, along with any disputes or claims arising from your use of the Website, will be governed by the laws of [Your State/Location], without regard to any conflicts of law principles. You agree to submit to the exclusive jurisdiction of the courts located in [Your City/County] for resolution of any disputes, and you consent to this venue and jurisdiction for legal proceedings related to this Agreement.
14. Contact Information
For questions or concerns about this Agreement, contact us at support@unikmediagroup.com