Last Revised: December 2023
At Xoom Quotes ("Xoom Quotes," "we," "our," or "us"), a website owned and operated by UNIK Media Group. ("Xoom Quotes," "we," "our," or "us"), we respect your privacy and are committed to protecting the personal information you share with us. This Privacy Policy outlines the types of information we collect, how we use it, and the steps we take to safeguard your data when you interact with our website (www.xoomquotes.com) and services.
By accessing our website, utilizing our services, or engaging with us through other communication methods, you explicitly agree to the collection, storage, and use of your personal information in accordance with this Privacy Policy. This policy explains how we handle the data you provide and any information we gather through automated processes. We reserve the right to make changes to this Privacy Policy, which will be effective upon posting. We encourage you to periodically review this policy to remain informed of any updates. Your continued use of our website or services after changes have been made signifies your acceptance of the revised policy.
Xoom Quotes collects various types of information to enhance our services and provide a more personalized experience:
⦿ Personal Information: This includes details such as your name, email address, phone number, mailing address, and other identifying information that you provide directly. Depending on the nature of services you access, we may also collect sensitive data such as financial details, health information, or social security numbers, which are essential for specific services or insurance-related activities.
⦿ Technical Information: We automatically collect information regarding your device and usage patterns, including IP addresses, browser type, device identifiers, and operating system. This data is gathered through the use of cookies, web beacons, and similar tracking technologies, allowing us to monitor website performance, improve usability, and optimize our services.
⦿ Location Information: We may collect information about your geographic location, either through your device settings or IP address. Location data helps us tailor our services to your region and present location-based offers or content.
Xoom Quotes employs several methods to gather your personal information, ensuring the process is transparent and tailored to your interactions with us:
1. Direct Interactions: You provide personal information directly when you fill out forms on our website, reach out to us via email or phone, or interact with our customer service representatives. For instance, information shared during inquiries about services or requests for quotes is collected and stored.
2. Third-Party Sources: We may obtain additional information about you from our partners or other service providers who support our platform or assist in delivering services to you. This may include data for verification purposes or insights about your preferences and interests.
3. Publicly Available Sources: In certain cases, we gather information from publicly accessible sources such as public records or government databases to enhance our data accuracy and understand our customer base better.
The information we collect is utilized to deliver and enhance our services, create a personalized experience, and meet various operational needs, including but not limited to:
⦿ Processing Transactions and Communication Facilitation: Your personal information helps us efficiently handle transactions, respond to inquiries, and provide quotes or insurance options that match your needs.
⦿ Improvement and Personalization: By analyzing user data, we can better understand user behavior, tailor content to your preferences, and refine our services to ensure a smoother experience across devices.
⦿ Updates, Offers, and Service Announcements: With your consent, we may send you notifications regarding service improvements, new offers, or promotional content tailored to your interests.
⦿ Fraud Detection and Legal Compliance: We use personal data to protect against fraud, ensure data security, and comply with legal or regulatory requirements.
We may also enable continuity in your experience across different devices, allowing you to continue your interactions or access your data regardless of the device used.
To deliver our services effectively, Xoom Quotes may share your data under limited circumstances with trusted parties, including:
1. Insurance Professionals: If you choose to engage with insurance agents or carriers through our platform, we will share the necessary information to facilitate this connection.
2. Service Providers: We work with third-party providers who assist in operating our platform, conducting analytics, and enhancing our customer experience. These providers have access only to the data necessary to perform their functions and are obligated to protect it.
3. For Legal Compliance: In certain situations, we may share personal information to comply with legal obligations or in response to lawful requests, such as subpoenas or court orders.
Xoom Quotes strictly does not sell your personal information to third parties.
We prioritize the security of your personal information by implementing a combination of physical, electronic, and procedural safeguards. This includes secure data storage solutions, encrypted communications, and restricted access protocols to protect against unauthorized access or disclosure. However, please note that no online data transmission is entirely secure. By continuing to use our services, you accept the inherent risks associated with online data exposure.
Our website may contain links to external sites or services that are beyond our control. These third-party sites are governed by their own privacy policies, and we are not responsible for the content or practices they follow. We encourage you to review the privacy policies of any third-party websites you visit to understand how they handle your information.
Xoom Quotes may use remarketing services from third parties, such as Google, Facebook, and AdRoll, to present ads to you on other websites based on your previous interactions with our website. These remarketing services rely on cookies to track your browsing activity and provide ads that are relevant to your interests and needs. You can manage your preferences for these ads directly through the settings of these third-party services or opt out of targeted advertising.
Depending on where you reside, your personal information may be transferred to and stored in countries with different data protection laws, including the United States. Xoom Quotes ensures that any international transfers of data are conducted securely, in compliance with applicable data protection laws, and with appropriate safeguards to protect your information.
Depending on your jurisdiction, you may have specific rights concerning your personal data. These rights may include:
⦿ Access, Correction, or Deletion: You may request access to, correction of, or deletion of the personal information we hold about you. In certain cases, you may also have the right to obtain your data in a portable format.
⦿ Objection and Restriction of Use: In certain cases, you may object to or request restrictions on how we process your data, particularly if it involves direct marketing or profiling.
To exercise any of these rights, please contact us at support@unikmediagroup.com . We will respond to your request as required by applicable laws.
California residents have specific rights under the California Consumer Privacy Act (CCPA). These rights include:
⦿ Request Access: California residents can request access to specific personal information we have collected about them over the past 12 months.
⦿ Request Deletion: California residents can request the deletion of their personal information, subject to certain exceptions outlined in the CCPA.
To learn more about your rights as a California resident or to make a request, please contact us.
If you have any questions, concerns, or feedback regarding this Privacy Policy, or if you need to update your personal information, please reach out to us at 1-954-247-8645 . We are committed to addressing your inquiries and ensuring that your privacy rights are protected.